Tenure – Mortgage Status

The data on mortgage status were obtained from the 2019-23 American Community Survey. Indicator data reflects the universe of owner-occupied housing units. Mortgage status provides information on the cost of home ownership. When the data is used in conjunction with mortgage payment data, the information determines shelter costs for living quarters. These data can be…

Housing Stock – Modern Housing

This indicator reports the total number and percentage of housing units built after 1999. Source US Census Bureau, American Community Survey, 2019-23. Source Description The American Community Survey (ACS) is a nationwide survey designed to provide communities with reliable and timely social, economic, housing, and demographic data every year. The ACS has an annual sample…

Housing Stock – Mortgage Lending Profile

Lending institutions must report all loans for home purchases, home improvements, and mortgage refinancing based on the Home Mortgage Disclosure Act (HMDA) of 1975. This indicator displays information derived from the 2022 HMDA one year national loan-level data files. Source Federal Financial Institutions Examination Council, Home Mortgage Disclosure Act, 2022.Additional data analysis by CARES. Source…

Housing Stock – Net Change

Source US Census Bureau, American Community Survey, 2019-23. Source Description The American Community Survey (ACS) is a nationwide survey designed to provide communities with reliable and timely social, economic, housing, and demographic data every year. The ACS has an annual sample size of about 3.5 million addresses, with survey information collected nearly every day of…

Housing Stock – Older Housing

This indicator reports the total number and percentage of housing units built before 1960. Source US Census Bureau, American Community Survey, 2019-23. Source Description The American Community Survey (ACS) is a nationwide survey designed to provide communities with reliable and timely social, economic, housing, and demographic data every year. The ACS has an annual sample…